By: Kelly M. Resnick, Managing Attorney, Resnick Law Offices, Bay Area
You can file bankruptcy more than once. To file another Chapter 7 bankruptcy (i.e. liquidation bankruptcy), there must be at least six years time from discharge to discharge. You can file a Chapter 13 bankruptcy (i.e. repayment bankruptcy) at any time after you filed a previous bankruptcy, so long as you intend to pay your creditors 100%. If you are going to be paying your creditors less than 100%, then it needs to be at least six years from your last discharge.