Tag Archives: debt solutions

Digital Money Is An Asset That Must Be Disclosed In Bankruptcy

By Kelly M. Resnick, Resnick Law Offices, Bay Area (Oakland and Newark/Fremont office locations) According to Fox News, AB 129 was just signed into law by Governor Brown. This law now legalizes so-called ‘Digital’ currencies as a medium of exchange … Continue reading

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Can I File Bankruptcy Again If I Filed In The Past?

By: Kelly M. Resnick, Managing Attorney, Resnick Law Offices, Bay Area You can file bankruptcy more than once. To file another Chapter 7 bankruptcy (i.e. liquidation bankruptcy), there must be at least six years time from discharge to discharge. You … Continue reading

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Top 10 Misconceptions about Bankruptcy

By Kelly M. Resnick, Managing Attorney, Resnick Law Offices, Bay Area TOP 10 MISCONCEPTIONS ABOUT BANKRUPTCY Bankruptcy means the end of your financial life and never getting credit again. Not true!  Before long you will get credit card offers again.  … Continue reading

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“I Got a Tax Refund This Year–What Can I Do With It?”

By Kelly M. Resnick, Resnick Law Offices, Bay Area This is a common question this time of year (tax season) from clients needing to file bankruptcy.  Depending on how much refund you receive, it may not impact your case at … Continue reading

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Do I Still Owe A Debt Even If It Is “Charged Off”? Yes!!

Written by:  Kelly M. Resnick, Resnick Law Offices, Serving the Bay Area This question is a common one during this time of year-tax season-because sometimes a creditor will issue a 1099-C, which reflects “cancelled debt”, and the creditor says that … Continue reading

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Do I Need to File Bankruptcy? Am I “Judgment Proof”?

Written by Kelly M. Resnick, Resnick Law Offices, Serving the Bay Area Bankruptcy is a very effective tool to eliminate debt.  However, there are times when bankruptcy can be avoided by using a different strategy.  One of these strategies is … Continue reading

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Why You Should NOT Feel Guilty About Filing Bankruptcy

by Kelly M. Resnick, Managing Attorney, Resnick Law Offices, Serving the Bay Area Everywhere we turn advertisements are there persuading us to spend our hard-earned dollars on goods and services we deem essential for our everyday lives.  Spending is great … Continue reading

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